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PRIVACY POLICY



Wall Street Scholars is committed to maintaining your confidence and trust with respect to your privacy. This privacy policy explains how we collect, use and share your personal information.

About our privacy policy
This privacy policy applies to our website and other services, including programs and events, that refer or link to this privacy policy (each, a “Service”). This policy may be supplemented by additional privacy statements, terms or notices provided to you or by the Service. Wall Street Scholars, the company that owns or administers the Service, as identified therein, is the primary controller of your personal information provided to, or collected by or for, the Service.
For information about our processing of personal information as required by applicable U.S. laws, see our U.S. Consumer Privacy Notice (attached).

Information we collect:
We collect information about you in three ways: directly from your input, from third-party sources, and through automated technologies.

Information you provide to us:
The types of personal information that we collect directly from you depends on the content and features of the Service you use and how you otherwise interact with us and may include:
  • Contact details, such as your name, email address, postal address, phone number and social media handle;
  • Account login credentials, such as usernames and passwords, password hints and similar security information;
  • Other account registration and profile information, including educational, professional and other background information, such as your field of study, current position, practice area and areas of interests, gender, ORCID ID and photo;
  • Content that you upload and share or store in your account, such as annotations, comments, contributions and replies;
  • Payment information, such as a credit or debit card number, and government-issued ID numbers;
  • Information that you communicate to us, such as questions or information you send to customer support;
  • Data that you provide to us as part of interacting with the Service, such as your favorites and search queries; and/or
  • Communications preferences, such as the frequency, type and format of the alerts you sign up to receive.

Device and usage data:
The Service may automatically collect information about how you and your device interact with the Service, such as:
  • Computer, device and connection information, such as IP address, browser type and version, operating system and other software installed on your device, unique device identifier and other technical identifiers, error reports and performance data;
  • Usage data, such as the features you used, the settings you selected, URL clickstream data, including date and time stamp and referring and exit pages, and pages you visited on the Service;
  • For location-aware Services, the physical location of your device.
We collect this data through our servers and the use of cookies and other technologies. You can control cookies through your browser's settings and other tools. However, if you choose to block certain cookies, you may not be able to register, login, or access certain parts or make full use of the Service. For more details, visit the cookie notice of the Service.

How we use your information:
We are committed to delivering a relevant and useful experience to you. Depending on how you interact with us and the Service, we use your personal information to:
  • Provide, activate and manage your access to and use of the Service;
  • Process and fulfill a request, order, download, subscription or other transaction;
  • Offer you customized content and other personalization to make the Service more efficient for you and more relevant to your interests and geography;
  • Enhance and improve the Service, such as add new content and features;
  • Notify you about changes, updates and other announcements related to the Service;
  • Deliver targeted advertisements, promotional messages, and other information related to the Service and to your interests;
  • Provide technical, product and other support and help to keep the Service working, safe and secure; and/or
  • Identify usage trends and develop data analysis, including for the purposes of research, audits, reporting and other business operations, such as to pay royalties and license fees to third-party content providers, determine the effectiveness of our promotional campaigns, evaluate our business performance, or in other ways pursuant to a customer agreement.

We may also use your personal information to:
  • Respond to your requests, inquiries, comments or concerns;
  • Invite you to submit or review manuscripts or otherwise participate in our programs;
  • Issue payments and statements, such as for royalties and editorial fees;
  • Conduct and administer user testing and surveys as well as sweepstakes, competitions and similar promotions;
  • Provide you with relevant promotional messages and other information about products, events and services of ours, our group companies and third parties such as societies and sponsors;
  • Enhance and improve our products, events and services and develop new ones; and/or
  • Comply with our legal obligations, resolve disputes and enforce our agreements.

Sharing of your information
We do not share your personal information with third parties unless otherwise explicitly stated and communicated to you clearly and in advance.

Legal reasons
We will disclose your personal information if we have a good faith belief that such disclosure is necessary to:
  • Meet any applicable law, regulation, legal process or other legal obligation;
  • Detect, investigate and help prevent security, fraud or technical issues; and/or
  • Protect the rights, property or safety of Wall Street Scholars, our users, employees or others;
and as part of a corporate transaction, such as a transfer of an asset to or an acquisition by or merger with another company.

Your communications preferences:
You can customize and manage your communications preferences and other settings when you register with the Service, by updating your account features and preferences, by using the “opt-in/out” or subscribe/unsubscribe mechanisms or other means provided within the communications that you receive from us or by contacting us. We reserve the right to notify you of changes or updates to the Service whenever necessary.
Accessing and updating your information:
The Service may allow registered users to directly access their account information and make corrections or updates at any time. Keeping such information up to date is solely the responsibility of the user. Registered users may also close their account directly through the Service or by contacting the Service’s customer support. You have the right under certain privacy and data protection laws, as may be applicable, to request free of charge:
  • Access to and correction and deletion of your personal information;
  • Restriction of our processing of your personal information, or to object to our processing; and/or
  • Portability of your personal information.
If you wish to exercise any of these rights, please contact us directly via the website. We will respond to your request consistent with applicable laws. To protect your privacy and security, we may require you to verify your identity. You may designate an authorized agent to make a request on your behalf subject to proof of identity and authorization.

Data retention
We retain your personal information for as long as necessary to provide the Service and fulfill the transactions you have requested, or for other essential purposes such as complying with our legal obligations, maintaining business and financial records, resolving disputes, maintaining security, detecting and preventing fraud and abuse, and enforcing our agreements.

Data security:
We take precautions to safeguard your personal information against loss, theft and misuse and unauthorized access, disclosure, alteration and destruction through the use of appropriate technical and organizational measures.

Locations of processing:
Your personal information may be stored and processed in your region or an other country where Wall Street Scholars companies and their service providers maintain servers and facilities. We take steps, including through contracts, to ensure that the information continues to be protected wherever it is located in a manner consistent with the standards of protection required under applicable law.

Grounds for processing:
When we process any personal information within the scope of certain privacy and data protection laws, we do so:
  • Where necessary to provide the Service, fulfill a transaction or otherwise perform a contract with you or at your request prior to entering into a contract;
  • Where necessary for our compliance with applicable law or other legal obligation;
  • Where necessary for the performance of a task carried out in the public interest;
  • Where applicable, with your consent; and/or
  • As necessary to operate our business, protect the security of our systems, customers and users, detect or prevent fraud, or fulfill our other legitimate interests as described in the sections above, except where our interests are overridden by your privacy rights.
Where we rely on your consent to process personal information, you have the right to withdraw your consent at any time, and where we rely on legitimate interests, you may have the right to object to our processing.

Changes:
We will update this privacy policy from time to time. Any changes will be posted on this page with an updated revision date. If we make any material changes, we will provide notice through the Service or by other means.

Contact:
If you have any questions, comments, complaints or requests regarding this privacy policy or our processing of your information, please contact Wall Street Scholars directly via our website.

Consumer Privacy Notice


1.About this Privacy Notice
Pursuantto the California Consumer Privacy Act, Colorado Privacy Act, Connecticut DataPrivacy Act, Utah Consumer Privacy Act and Virginia Consumer Data ProtectionAct (collectively, “U.S. Consumer Privacy Laws”), Wall Street Scholars and itsaffiliates in scope of the U.S. Consumer Privacy Laws (“we,” “us” or “our”) areproviding this U.S. Consumer Privacy Notice (“Notice”). This Notice supplementsour Privacy Policy (see attached). Terms used but not definedshall have the meanings ascribed to them in the applicable U.S. ConsumerPrivacy Laws. This Notice does not apply to personal information that weprocess on behalf of our customers or that we collect from job applicants,contractors, or employees.

2. PersonalInformation Collected, Processed and Disclosed
We collectthe following categories of personal information:
  • Identifierssuch as a real name, alias, postal address, telephone or mobile contact number,unique personal identifier, online identifier, Internet Protocol address,email address, account name, and other similar identifiers.
  • Personalinformation as defined in the California customer records law, such asname, contact information, education, employment, employment history, andfinancial information.
  • Characteristicsof protected classifications under California or federal law such asgender, date of birth, and marital status.
  • Commercialinformation, such as transaction information, purchase history, financialdetails, and payment information.
  • Internetor other electronic network activity information, such as browsing history,search history, online behavior, interest data, and interactions with our andother websites, applications, systems, and advertisements.
  • Geolocationdata, such as approximate device location.
  • Audio,electronic, visual, and similar information, such as images and audio,video, or call recordings created in connection with our business activities.
  • Professionalor employment-related information, such as job title, work history, andexperience.
  • Inferencesdrawn from any of the personal information listed above to create a profile orsummary about, for example, a consumer’s preferences and characteristics.
  • Sensitivepersonal information, such as personal information that reveals a user’saccount log-in and password.

We collectthis personal information from you and from other categories of sources suchas: public and publicly available sources; our third-party resellers andreferral partners, data suppliers and service providers; partners with which weengage in joint event or marketing activities; social networks; news outletsand related media; and the organization with which you are employed oraffiliated.
We may useor process each of the above categories of personal information to operate,manage, and maintain our business, to provide our products and services, tocommunicate with you, for our vendor management purposes, and to accomplish ourbusiness purposes and objectives, including, for example, using personalinformation to: develop, improve, repair, and maintain our products andservices; process or fulfill a request or other transactions submitted to us;personalize, advertise, and market our products and services; conduct research,analytics, and data analysis; maintain our facilities and infrastructure;undertake quality and safety assurance measures; conduct risk and securitycontrol and monitoring; prevent, detect and investigate fraud or other illegalactions; perform identity verification; perform accounting, audit, and otherinternal functions; comply with law, legal process, and internal policies;maintain records; exercise and defend legal claims; and fulfill legalobligations.
Wedisclose each of the above categories of personal information for ouroperational business purposes to all of the following categories of thirdparties: affiliates; customers; service providers, agents, and representatives;business and joint venture partners; and other parties where required by law orto protect our rights.
We may usesensitive personal information specifically for the following purposes: performour services or provide products or services as requested by you; prevent,detect and investigate security incidents or malicious, deceptive, fraudulentor other illegal actions; short-term, transient use such as displaying firstparty, non-personalized advertising; perform services on our own behalf, suchas maintaining or servicing accounts, providing customer service, processing orfulfilling orders and transactions, verifying customer information, processingpayments, or providing analytic services, storage or similar services for thebusiness; and activities relating to quality and safety control or productimprovement.

3. Personal Information Sold
We do notsell personal information to third parties within the scope of the applicationof the U.S. Consumer Privacy Laws.

4. Personal Information Shared
We may sharefor purposes of cross-context behavioral advertising or targeted advertising withadvertising networks, internet service providers, data analytics providers,operating systems and platforms, and social networks each of the followingcategories of personal information:
  • Identifierssuch as online identifier, Internet Protocol address, and other similaridentifiers.
  • Internetor other electronic network activity information, such as browsing history,online behavior, interest data, and interactions with our andother websites, applications, systems, and advertisements.
  • Geolocationdata, such as approximate device location.
  • Inferencesdrawn from any of the personal information listed above to create a profile orsummary about, for example, a consumer’s preferences and characteristics.

5.Retention
We retainyour personal information for as long as necessary to provide our products andservices to you and fulfill the transactions you have requested, or for otheressential purposes such as complying with our legal obligations, maintainingbusiness and financial records, resolving disputes, maintaining security,detecting, and preventing fraud and abuse, and enforcing our agreements. Thecriteria used to determine retention periods includes the legal limitation ofliability period, agreed contractual provisions, applicable regulatoryrequirements, and industry standards.

6. ConsumerRights and Requests
If you area California, Colorado, Connecticut, Utah or Virginia resident:
Rightto Know. You mayrequest to know whether we process your personal information and to access suchpersonal information.
Inaddition, if you are a California resident, you may request that we disclose toyou the following information as required by law: (i) the categories ofpersonal information we collected about you and the categories of sources fromwhich we collected such information; (ii) the business or commercial purposefor collecting or sharing personal information about you; (iii) the categoriesof personal information about you that we shared and the categories of thirdparties to whom we shared such information; and (iv) the categories ofpersonal information about you that we otherwise disclosed, and the categoriesof third parties to whom we disclosed such personal information.
You mayrequest to receive a copy of your personal information, including specificpieces of personal information, including, where applicable, to obtain a copyof your personal information in a portable, readily usable format.
Rightto Delete. You mayrequest that we delete your personal information, subject to certainexceptions. If you are a California resident, this applies to personalinformation we collected from you.
Rightto Correct. Youmay request to correct inaccuracies in your personal information.
Rightto Opt-Out. Youmay request that we do not share your personal information for cross-contextualbehavioral advertising or targeted advertising by utilizing the “CookieSettings” link on our websites that use tracking technologies for such purposesor by sending an opt-out preference signal supported by your device or browser.Your use of an opt-out preference signal will apply only to your device orbrowser and not to other personal information that is not linked to your deviceor browser.
Inaddition, if you are a Colorado, Connecticut, Utah or Virginia resident, youmay request to opt out of the processing of your personal information forpurposes of profiling in furtherance of decisions that produce legal orsimilarly significant effects concerning you.
RightNot to Receive Discriminatory Treatment. We will not unlawfully discriminate against youbecause you exercise any of your rights under the U.S. Consumer Privacy Laws.

7. Howto Make a Request
You maymake a request described above via our website or U.S. Mail:

WallStreet Scholars Attn:Privacy Office 230 Park Avenue, Suite 800 New York, NY 10169 USA
You may berequired to submit proof of your identity for certain of these requests to beprocessed. Such information may include your name, address, date of birth andgovernment ID. This information will be used only for the purposesof verifying your identity and processing your request. We may not be ableto comply with your request if we are unable to confirm your identity or toconnect the information you submit in your request with personal information inour possession.
You maydesignate an authorized agent to make a request on your behalf subject to proofof identity and written authorizations required under the applicable U.S.Consumer Privacy Laws. Requests made through an authorized agent should bemade to us via our website. As part of our verification process, we may requestthat the agent provide, as applicable, proof concerning his or her status as anauthorized agent. In addition, we may require that you verify your identity asdescribed above or confirm that you provided the agent permission to submit therequest.
We willrespond to your request consistent with applicable law. If you are a Virginiaresident and we refuse to take action on your request, you may appeal thisrefusal within a reasonable period after your receipt of the decision bysubmitting a request for appeal via our website.

8. Notice of Financial Incentives
We do not offerfinancial incentives, including price or service differences, to consumers inexchange for the collection, retention, sale or sharing of their personalinformation.

9. De-Identified Information
Where wemaintain or use de-identified data, we will continue to maintain and use thede-identified data only in a de-identified fashion and will not attempt tore-identify the data.

10. Changes
We willupdate this Notice from time to time. Any changes will be posted on this pagewith an updated revision date.

11. Contact
If youhave any questions or concerns regarding this Notice or our processing of yourpersonal information, please contact us via our Privacy Support Hub.